Student loan delinquencies in the US have surged to nearly 25% during President Trump’s second term, according to a report by The Century Foundation and cited by CNBC. Around 7.9 million borrowers fell behind in 2025, with Black and Southern-state borrowers most affected. Experts link the rise to policy changes, staffing cuts in the Education Department, and the end of pandemic-era relief. Falling credit scores and tighter repayment plans are now posing long-term challenges for students and young professionals.